Frequently Asked Questions
Our online banking platform lets you complete most of your banking account management—from viewing accounts to conducting complex transactions—through our easy-to-use digital portal. Track payments, transfer funds, pay vendors, clients, and employees, manage accounts, and access our corporate cash management services from anywhere using your computer or mobile device.
In the office or on the go, you can use our online banking services to send ACH payments directly to your vendors and service providers. Set up recurring payments, send one-time and expedited payments, and manage your bills easily and conveniently.
Our digital banking platform is fully mobile compatible. Access your account anywhere using your computer, tablet, or smartphone. Want to know when a bill comes due or a payment clears? Alerts keep you up-to-date on your transactions and notify you of potentially fraudulent activity in real time—keeping you in control of your accounts.
Online banking gives you the most current snapshot of your accounts possible, as well as access to 18 months of transaction activity—including check images. Know as soon as a check clears, a transfer processes, or a payment is received. Our platform also displays pending transactions to help predict near-term available funds and support smarter spending decisions.
You can never have too many layers of protection when it comes to online account security. Our platform features multi-factor authentication, SSL encryption, device identification, user entitlements, passcode and biometric compatibility, and session timeouts. Concerned about fraud? Our fraud mitigation tools—including transaction limits, fraud monitoring, entitlement controls, and positive pay—help stop fraud before it starts.
Just because you’re banking online doesn’t mean you won’t have access to full support. Reach out to our customer service team by phone or email for help with any questions about your accounts or services.
Online banking is a robust service that rivals in-branch capabilities. You can view all your deposit and loan accounts, transfer funds between UMTB accounts and external financial institutions, pay bills (one-time, recurring, or automatic) through Business Bill Pay, set up ACH payments, and even send wire transfers.
From small businesses to large enterprises, our services meet a variety of commercial banking needs at every scale. Choose the cash management tools that suit your business today, and as your company grows and evolves, our flexible platform will adapt with you.